[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.volhejn.cz\/nekdy-pomuze-pujcka\/#Article","mainEntityOfPage":"https:\/\/www.volhejn.cz\/nekdy-pomuze-pujcka\/","headline":"N\u011bkdy pom\u016f\u017ee p\u016fj\u010dka","name":"N\u011bkdy pom\u016f\u017ee p\u016fj\u010dka","description":"Ani t\u011bm nejzodpov\u011bdn\u011bj\u0161\u00edm z n\u00e1s nemus\u00ed b\u00fdt osudem v\u017edycky p\u0159\u00e1no. A tak se m\u016f\u017ee jednoho dne st\u00e1t, \u017ee u\u017e nemohou zaplatit v\u0161echny sv\u00e9 v\u00fddaje. Je to nep\u0159\u00edjemn\u00e9, ale je to tak. A to bez ohledu na to, zda to postihuje spot\u0159ebitele nebo […]","datePublished":"2025-04-14","dateModified":"2025-04-14","author":{"@type":"Person","@id":"https:\/\/www.volhejn.cz\/author\/#Person","name":"","url":"https:\/\/www.volhejn.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/383247cd769f7ac317a5bcda943ec48a3c79d996598ae4564ec21a0e178126d1?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/383247cd769f7ac317a5bcda943ec48a3c79d996598ae4564ec21a0e178126d1?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"volhejn.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.volhejn.cz\/wp-content\/uploads\/pppppppppppppppppppppppppppp_10_10_3.jpg","url":"https:\/\/www.volhejn.cz\/wp-content\/uploads\/pppppppppppppppppppppppppppp_10_10_3.jpg","height":0,"width":0},"url":"https:\/\/www.volhejn.cz\/nekdy-pomuze-pujcka\/","about":["Pen\u00edze"],"wordCount":417,"articleBody":"       Ani t\u011bm nejzodpov\u011bdn\u011bj\u0161\u00edm z n\u00e1s nemus\u00ed b\u00fdt osudem v\u017edycky p\u0159\u00e1no. A tak se m\u016f\u017ee jednoho dne st\u00e1t, \u017ee u\u017e nemohou zaplatit v\u0161echny sv\u00e9 v\u00fddaje. Je to nep\u0159\u00edjemn\u00e9, ale je to tak. A to bez ohledu na to, zda to postihuje spot\u0159ebitele nebo podnikatele. I kdy\u017e hor\u0161\u00ed je to z\u0159ejm\u011b u podnikatel\u016f. Proto\u017ee zam\u011bstnanci maj\u00ed aspo\u0148 jistotu, \u017ee dostanou v dal\u0161\u00edm v\u00fdplatn\u00edm term\u00ednu dal\u0161\u00ed pen\u00edze, penzist\u00e9 maj\u00ed jistotu, \u017ee jim v dohodnut\u00e9m term\u00ednu zase doraz\u00ed d\u016fchod, soci\u00e1ln\u011b slab\u00ed a nezam\u011bstnan\u00ed v\u011bd\u00ed, kdy dostanou dal\u0161\u00ed podporu nebo d\u00e1vky, zat\u00edmco podnikatel\u00e9\u2026 Ti nev\u011bd\u00ed vlastn\u011b nic jist\u011b. Ti si mo\u017en\u00e1 vyd\u011blaj\u00ed brzy, mo\u017en\u00e1 pozd\u011bji a mo\u017en\u00e1 tak\u00e9 nikdy. A to je pro podnikatele obzvl\u00e1\u0161\u0165 zl\u00e9 v tom, \u017ee pot\u0159ebuj\u00ed pen\u00edze nejen na svoji vlastn\u00ed ob\u017eivu, ale i na v\u00fddaje souvisej\u00edc\u00ed s jejich podnik\u00e1n\u00edm. A kdy\u017e nejsou schopni financovat provoz sv\u00fdch firem, sp\u011bje to k neslavn\u00e9mu konci, ke krachu, po kter\u00e9m u\u017e si vlastn\u011b nebudou ani m\u00edt kde vyd\u011bl\u00e1vat. Tak\u017ee se kdekdo z n\u00e1s pot\u00fdk\u00e1 s finan\u010dn\u00edmi probl\u00e9my. A kdy\u017e je m\u00e1me zvl\u00e1dnout, mus\u00edme si br\u00e1t p\u016fj\u010dky. I na p\u016fj\u010dk\u00e1ch n\u011bkdy z\u00e1le\u017e\u00ed, zda se n\u011bjak\u00fd podnikatel udr\u017e\u00ed se svou firmou p\u0159i \u017eivot\u011b nebo ne. A proto by se m\u011blo da\u0159it sehnat dost v\u00fdhodn\u00e9 p\u016fj\u010dky, kdykoliv je pot\u0159eba finan\u010dn\u00ed v\u00fdpomoc.Ale podnikatel\u00e9 v mnoha p\u0159\u00edpadech na bankovn\u00ed p\u016fj\u010dky ani nedos\u00e1hnou. Pot\u0159ebovali by n\u011bjakou tu podnikatelskou p\u016fj\u010dku, ale banky jim ji t\u0159eba nedaj\u00ed s odkazem na nedostate\u010dn\u00e9 p\u0159\u00edjmy nebo registry dlu\u017en\u00edk\u016f. A pak je to s podnikateli ve finan\u010dn\u00edch nesn\u00e1z\u00edch nahnut\u00e9. Ale na\u0161t\u011bst\u00ed to po\u0159\u00e1d je\u0161t\u011b vy\u0159e\u0161it jde. Proto\u017ee banky nejsou t\u011bmi jedin\u00fdmi, kdo mohou poskytnout podnikatel\u016fm pot\u0159ebnou pomoc. Je tu i nebankovn\u00ed sektor. A kdy\u017e podnikatel, jakkoliv problematick\u00fd, po\u017e\u00e1d\u00e1 nebankovn\u00ed spole\u010dnost, t\u0159eba dostane nebankovn\u00ed hypot\u00e9ku. Proto\u017ee se d\u00e1 sehnat nebankovn\u00ed hypot\u00e9ka bez registru a i s relativn\u011b n\u00edzk\u00fdmi p\u0159\u00edjmy. A pr\u00e1v\u011b to je \u010dasto pot\u0159eba.                                                                                                                                                                                                                                                                                                                                                                                          3.8\/5 - (14 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"N\u011bkdy pom\u016f\u017ee p\u016fj\u010dka","item":"https:\/\/www.volhejn.cz\/nekdy-pomuze-pujcka\/#breadcrumbitem"}]}]